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Resources
- Podcast: Oklahoma Real Estate On the Move with Becky Ivins, Owner/Broker of Movers Real Estate
- The Rainfall Map That Can Tell You If Your Home Is Doomed
- Senior Living Truth Series Seminars with Dr. Nikki Buckelew, Realtor (educational videos)
- Senior Real Estate Institute with Dr. Nikki Buckelew, Realtor (educational videos)
- Dr. Nikki Buckelew, PhD, Realtor YouTube videos
- Why You Should NOT Use Zillow
News
08-15-2024 - Harris Wants to Give $25,000 for Home Down Payment to First Generation
06-20-2024 - Why America's housing shortage is getting worse, even as construction
sees its biggest boom in 16 years
07-22-2023 - Investors: Biden's Mass Migration Inflates Americans' Housing Costs
07-11-2023 - Illinois law prohibits landlords from refusing to rent or sell property to
05-25-2023 - Supreme Court limits federal power over wetlands in favor of property
04-20-2023 - Biden Rule Forces Good-Credit Homebuyers to Subsidize Loans to
Higher-Risk Borrowers
04-18-2023 - Biden to hike payments for good-credit homebuyers to subsidize
high-risk mortgages <I smell yet another well-deserved SCOTUS slap down
about to occur!>
04-12-2023 - Report: Two Million Left Major Cities from 2020 to 2022
04-11-2023 - Census Data Shows Mass Exodus from Democrat-Run Cities to Red States
03-29-2023 - The States Americans are Leaving and Why
03-15-2023 - Between Red and Blue States, the Divide Drags on
02-09-2023 - Austin's Airbnb Party Houses Are the City's Newest Form of Gentrification
01-22-2023 - 10 Cities Homeowners are Fleeing (and Where They’re Going)
10-05-2022 - US Mortgage Rates Rise for Seventh Week to Highest in 16 Years
09-23-2022 - More People Leaving San Francisco Than Any Other Metro Area: Redfin
09-01-2022 - Single Family Home Construction Spending Plunges 4%
07-25-2022 - Report: Americans Flee Blue State Cities for Red, Purple States
03-02-2022 - Inc. Spreads Misinformation About Rural America
02-24-2022 - Bidenflation: New Home Prices Soared and Sales Dropped More Than
02-21-2022 - Bidenflation Runs Hot Sending Rents Soaring 20% Across the Country
01-17-2022 - Report: Black Americans Fleeing Democrat-Controlled New York, California
11-17-2021 - New Home Construction Slows And Falls Short of Expectations Amid
09-24-2021 - Bidenflation: New Home Prices Up 20% While Sales Are Down 24.3%
09-22-2021 - Existing Home Sales Fall as Bidenflation Pushes First Time Buyers Out of
08-26-2021 - WINNING! Supreme Court lifts federal ban on evictions
08-17-2021 - Bidenflation: Inflation and Shortages Plunge Homebuilder Confidence to
08-10-2021 - 'Master' Bedroom Is Racist Now, Say Several Real Estate Groups
07-26-2021 - Bidenflation: New Home Sales Unexpectedly Plunge 6.6%
07-22-2021 - Bidenflation: Sales of Million Dollar Homes Up 147%, Median Home Price
06-01-2021 - America's Housing Future Remains Murky At Best, Part 2: Government
05-16-2021 - America's Housing Future Remains Murky At Best, Part 1: Buyers & Sellers
09-01-2021 - Bidenflation Hits U.S. Construction: America Spent More to Build Fewer
08-27-2020 - HUD Secretary Ben Carson Rips Media On Housing: I ‘Expect Little In
08-26-2020 - HUD Secretary Ben Carson: Racially ignorant media don't know most
minorities now live in suburbs
08-25-2020 - HUD Secretary Ben Carson: Opportunity zone investments to rebuild
minority areas exceeding targets, hit $75 billion
08-22-2020 - The Left-Wing War on America’s Suburbs
08-21-2020 - Residents fleeing North are voting against 'policies of blue state America,'
08-07-2020 - Escape From New York: Wealthy Residents Flee In Droves As The City
07-20-2020 - Donald Trump Proposes End to Obama's Suburb-Killing Forced Housing
07-16-2020 - 'The Suburb Destruction Will End With Us': Trump Vows to Make Sweeping
07-15-2020 - President Trump Looking to End Obama's Housing Policy Meant to Abolish
Suburbs <Recall that this was originally one of former VP Alfalfa Gore's goals.>
07-11-2020 - Biden Seeks to Abolish America's Suburban Communities
12-14-2018 - Nearly 156 People Leave Chicago Daily: Demographic Trends
07-18-2018 - Almost 70% of millennials regret buying their homes. Here's why
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From the Tip of the Day page:
WANT TO BUY A HOME? BE SURE TO SHOP MULTIPLE MORTGAGE LENDERS
August 14, 2021
Recently I was consulting with some people who wanted to buy a home, but they were in a unique financial situation - new small business owners, not long history of income, no downpayment available, etc. I gave them some names of trusted lenders and sent them on their way. Well, they came back to me and were completely confused - information from all the lenders was conflicting - some was helpful to their situation, some was not.
I asked a very knowledgeable real estate broker friend who told me that a lot has changed in the mortgage lending world in the past several years and what it boils down to pretty much are the policies and procedures at each individual mortgage lender. Sure, there are some standard practices that all follow, but much of it depends on the individual lender.
Bottom line: If you want to buy a home, be sure to shop around multiple lenders to see who will not only give you the best rate, but the best terms for your mortgage. Also, mortgage lending is constantly changing, so it is very important that you find an experienced and knowledgeable lender - I would estimate someone (and their company) who has been in the business continuously for at least 10 years and has multiple excellent ratings/reviews from their clients.
If ever in doubt, contact a real estate attorney for assistance.
Real Estate
This page was updated on August 21, 2024.